The most important thing you can do in making those rands really stretch is to make sure that you plan your grocery shopping. You need to know exactly how much you can spend and you need to stick to your limit. That is what budgeting is all about. You also need to remember that when you spend too much on one area, you will need to take money from another area to make up for it.
There are a few easy tips and tricks to making your budget work, check them out here. Alternatively, when you’re done shopping for the month a realise you have a few rands left, use them wisely. Keep an eye out for our weekly Karaglen SuperSpar specials, you’re sure to find a few great deals.
Here are our top 5 tips and tricks to save you money when grocery shopping:
When setting out your budget you need to consider everything that you pay for every month. You need to take a realistic look at how much you pay for the essentials and you need to set money aside for those first. Then when you have a figure for the money you have left you can start to plan your budget. First, you should pay your essentials first, every month. These include lights, water, school fees, and rent or bond.
The best way to get the most out of your household food budget is the good old shopping list. Go through your house and see which items need to be replaced and add them to the list. Once you have the shopping list, you need to stick to it. Go through the paper and make sure that you are getting the best prices for the items on your list. The more you shop the better you’ll get at picking out bargains. When you are out shopping try to avoid buying treat items and things which you really don’t need. Impulse buying is the biggest mistake most people make.
Paying cash is more of a phycological aspect of monthly shopping. You are more likely to spend frugally when you actually see how much you have to spend. Various shopping experiments have shown that those using card payments when shopping will spend more. This is because the shopper doesn’t actually see how much money they are handing over at the till point. Shoppers using debit or credit cards for shopping are also more likely to only check their banking transactions after they shop.
If you really want to buy extras you need to make sure that you save for them. Put money away every month until you have enough for that little extra item you’ve been eyeing out.